All NTEU members are automatically covered by a $1,000 Accidental Death and Dismemberment Policy. There is no enrollment necessary and you never have to pay a premium. The only requirement is you remain an NTEU member in good standing.
There is one thing you should do, however. Fill out the form to designate a beneficiary so the insurance benefit goes to the person you choose. The form is available to NTEU members in the Member Benefits section of the NTEU website.